The Disrupted Journey

The Disrupted Journey

1) Some passengers were on a beautiful journey in a luxury bus headed to a beautiful hill station. 

2) They were going up a hill and were looking forward to reach the top of the hill.

3) The bus was full of passengers all so very excited.

4) All of a sudden there was a landslide and the road got blocked. (The Pandemic Struck the Market)

5) The bus could go no further. 

6) Some passengers alighted and moved on while some young lads entered the bus and drove it down to the plains. 

7) These young guys bought themselves  Hang Gliding gears and drove the bus to the same point of landslide 

8) From that point they would Hang Glide down to the plains while the bus would be driven down with the balance original passengers in it.

9) The Hang Gliders would now again take the bus to the same point for another round of Hang Gliding experience 

10) As a result the Hang Gliders were having a Great time and Experiencing Fun while the original passengers were moving up and down the hill aimlessly. 

11) The travel company when contacted told the original passengers to have patience and assured them that in the long term the road would get cleared. 

12) The travel company could have otherwise suggested the passengers alight from the bus, take some rest in a hotel and then take a new bus to a new nearby destination even though the new destination was a little less exciting than the original destination.

13) But they just kept saying to the original passengers to have patience.

NOW LET US GET INTRODUCED TO THE CHARACTERS OF THIS STORY

A) The Hang Gliders in are "Traders" who love the volatity of the Market

B) The original passengers in the bus are the long term investors struck by the market fall due to Pandemic 

C) The Travel Company is the Advisor 

D) The other less exciting hill station is Debt Fund Returns & the new bus is Debt Investing 

E) The original Bus is an Equity Fund going up and down  because of the Traders' and Speculators' interest and excitement.

F) They are driving it up and down and making the best of the opportunity of the market while the original investors are having a meaningless ride of notional profits and real losses. 

G) This is the market scenario today. 

A Great Advisor is not one who keeps telling his investors to have long term patience but the one who advises action by helping them to restructure and rebalance their portfolio.

The Investors need to have a decent  experience despite the market correction and severe volatity period just like the passengers deserved a better experience of another destination even as the road was getting cleared.